2006 has been the year of the winners. Almost all asset classes have performed well. CNBC Awaaz spoke to a mix of experts to understand what kept the market moving.
Puts in checks to reach customers before and after selling the policy.
Introducing the never-before tool for retail investors, Outlook Money's annual Ulip ranking.
Very often poor selection of ULIPs leads to big woes for investors. Here is a 5-step strategy for investing in ULIPs.
IRDA seems to be sleeping. It is bothered about the well-being of the insurance companies and not about the man on the street who is buying costly Ulips.
There is no ignoring the respectable returns given by National Savings Certificate, which are not only assured, but also tax-exempt under Section 80C and government-guaranteed.
Max New York Life's recently launched Ulip gives you the all-equity option
One investment that must be on the top of your list -- if you are a high-risk investor -- is the tax-saving fund.
Today, more individuals are open to using the ULIP-way to create wealth over the long term. Here we outline exactly how ULIPs can help you fulfill that responsibility.
ULIPs come on top with one-year returns between 34% and 45% compared with closed-end mutual funds and ELSS
If you are the proud owner of a ULIP - go back and check the premium you pay and find out the minimum premium that is payable for your policy.
Tax deductions and prioritising their sequence will help you streamline your investments for efficient tax saving.
Twenty years after India's insurance sector was opened up, unshackling the control of state-owned companies, as many as 50 private players have set up shop. Along with their foreign partners, private players have brought about a sea change in the product offering, distribution and underwriting processes, and services levels. Yet, India's insurance penetration needle has not moved much.
Avoid relying on a bank RM for investment advice. Instead, approach a Sebi-registered investment advisor whose livelihood depends on the fee paid by his customers and not on product commissions.
Amid the Reserve Bank expressing reservations over the Unit Linked Insurance Products (ULIPs) ordinance, the Finance Ministry on Tuesday said a bill to replace the ordinance would be placed in the forthcoming session of Parliament beginning July 26.
You are charged the same premium and also enjoy continuity benefits
Have your investments in mutual funds, stocks, pension plans and various unit linked insurance plans come down by half? What should you do in such a situation? Should you sell all your investments or buy more? What's the right investment strategy now?
Investors must invest more into pension/annuities than is currently being done, as other than tax benefits it also takes care of the high expenditure post retirement.
At a time when central banks around the world are getting empowered to deal with a range of market- and growth-related challenges, it is disturbing to see the government of India use the subterfuge of a weekend ordinance to diminish the status of the Reserve Bank of India (RBI).
The bulk of an investor's portfolio should be in shorter-duration funds of up to one year portfolio duration.
Though it has been more than six months since the ban on entry load on mutual funds (MFs) came into force, independent financial advisors (IFAs) are still shying away from selling MFs.
But contentious areas like special economic zones, capital gains and Ulips may see changes
The choice of income tax saving instruments is important, but now you have to identify tax efficient investment options
In a bid to enhance its equity exposure and earn higher returns for its nearly 65 million subscribers, the Employees' Provident Fund Organisation (EPFO) is considering reinvesting 50 per cent of its exchange-traded funds (ETFs) redemption proceeds back into equity. Sources close to the development said a proposal regarding this was discussed in the investment committee (IC) meeting in October last year, and the recommendation has been sent to the Central Board of Trustees (CBT), the apex decision-making body of the EPFO for its approval. The next CBT meeting is scheduled to be held on Saturday.
Missed out on planning your taxes systematically in the last financial year? No problem. Benefit by planning your taxes this year.
Falling markets have not spared Ulips, but their long-term mandate still keeps them worthwhile
It's an undeniable fact that after enactment of GST, buying insurance will become a little expensive impacting your term plans, health plans and motor insurance plans the most. But you should not ignore the importance of insuring your life, health, vehicle, says Harjot Singh Narula
It is important to know the right details about your insurance policies while avoiding these mistakes, says Harjot Singh Narula.
Shikha Verma explains how child insurance plans can help you achieve your child's financial dreams.
Here's what you always wanted to know about investing your money in bank fixed deposits.
The introduction of the new guidelines for expenses on unit linked insurance plans (ULIP) will mean that investors will benefit from the lower cost.
If you have a knack for number crunching, financial planning is the right job for you.
Where should you invest your money in the New Year? Financial planning expert Vetapalem Sridhar has some answers.
The Nifty ended at 5,353 - up 91 points after touching a high of 5,367. Towards the end of the day, some stocks fell in the red. HDFC Bank, Bharti Airtel and Hero Honda ended with marginall losses at Rs 1,985, Rs 265 and Rs 2,021, respectively.
Financial planning expert Vetapalem Sridhar gives tips on how to build a good mutual fund portfolio for the long-term.
We have seen several cases of ULIPs (unit-linked insurance plans) being sold to the most improbable of investors