News for 'Unit Linked Insurance'

Home loan? Floating rate is best

Home loan? Floating rate is best

Rediff.com10 Jan 2007

2006 has been the year of the winners. Almost all asset classes have performed well. CNBC Awaaz spoke to a mix of experts to understand what kept the market moving.

Life insurers take practical steps to reduce mis-selling

Life insurers take practical steps to reduce mis-selling

Rediff.com18 Dec 2012

Puts in checks to reach customers before and after selling the policy.

India's best Ulips

India's best Ulips

Rediff.com3 Jan 2008

Introducing the never-before tool for retail investors, Outlook Money's annual Ulip ranking.

5 steps to selecting the right ULIP

5 steps to selecting the right ULIP

Rediff.com11 Aug 2004

Very often poor selection of ULIPs leads to big woes for investors. Here is a 5-step strategy for investing in ULIPs.

Ulips: How IRDA is passing the buck

Ulips: How IRDA is passing the buck

Rediff.com13 Sep 2007

IRDA seems to be sleeping. It is bothered about the well-being of the insurance companies and not about the man on the street who is buying costly Ulips.

Understanding the benefits of investing in National Savings Certificate

Understanding the benefits of investing in National Savings Certificate

Rediff.com22 Apr 2010

There is no ignoring the respectable returns given by National Savings Certificate, which are not only assured, but also tax-exempt under Section 80C and government-guaranteed.

A Ulip with an all-equity option

A Ulip with an all-equity option

Rediff.com19 Jul 2007

Max New York Life's recently launched Ulip gives you the all-equity option

Time to look at tax-saving funds

Time to look at tax-saving funds

Rediff.com10 Sep 2004

One investment that must be on the top of your list -- if you are a high-risk investor -- is the tax-saving fund.

How ULIPs can make you rich!

How ULIPs can make you rich!

Rediff.com14 Oct 2005

Today, more individuals are open to using the ULIP-way to create wealth over the long term. Here we outline exactly how ULIPs can help you fulfill that responsibility.

Cover risk as you rake in moolah

Cover risk as you rake in moolah

Rediff.com12 Feb 2007

ULIPs come on top with one-year returns between 34% and 45% compared with closed-end mutual funds and ELSS

Investing in ULIPs? Careful!

Investing in ULIPs? Careful!

Rediff.com2 Feb 2007

If you are the proud owner of a ULIP - go back and check the premium you pay and find out the minimum premium that is payable for your policy.

Benefits of sequencing tax deductions

Benefits of sequencing tax deductions

Rediff.com14 Feb 2007

Tax deductions and prioritising their sequence will help you streamline your investments for efficient tax saving.

20 years of India's insurance sector

20 years of India's insurance sector

Rediff.com19 Sep 2021

Twenty years after India's insurance sector was opened up, unshackling the control of state-owned companies, as many as 50 private players have set up shop. Along with their foreign partners, private players have brought about a sea change in the product offering, distribution and underwriting processes, and services levels. Yet, India's insurance penetration needle has not moved much.

Buying Financial Products? Beware!

Buying Financial Products? Beware!

Rediff.com27 Nov 2023

Avoid relying on a bank RM for investment advice. Instead, approach a Sebi-registered investment advisor whose livelihood depends on the fee paid by his customers and not on product commissions.

Switching Ulips? 6 points to note

Switching Ulips? 6 points to note

Rediff.com15 Jun 2006

Bill to replace ULIP ordinance soon

Bill to replace ULIP ordinance soon

Rediff.com20 Jul 2010

Amid the Reserve Bank expressing reservations over the Unit Linked Insurance Products (ULIPs) ordinance, the Finance Ministry on Tuesday said a bill to replace the ordinance would be placed in the forthcoming session of Parliament beginning July 26.

Why you must revive your lapsed insurance

Why you must revive your lapsed insurance

Rediff.com23 Nov 2016

You are charged the same premium and also enjoy continuity benefits

Worried over falling investments? Here's help

Worried over falling investments? Here's help

Rediff.com19 Dec 2008

Have your investments in mutual funds, stocks, pension plans and various unit linked insurance plans come down by half? What should you do in such a situation? Should you sell all your investments or buy more? What's the right investment strategy now?

Want peace? Invest in pension plans

Want peace? Invest in pension plans

Rediff.com5 Jan 2005

Investors must invest more into pension/annuities than is currently being done, as other than tax benefits it also takes care of the high expenditure post retirement.

Sebi-Irda tussle used to weaken the RBI?

Sebi-Irda tussle used to weaken the RBI?

Rediff.com29 Jun 2010

At a time when central banks around the world are getting empowered to deal with a range of market- and growth-related challenges, it is disturbing to see the government of India use the subterfuge of a weekend ordinance to diminish the status of the Reserve Bank of India (RBI).

How To Align Your Portfolio This Year

How To Align Your Portfolio This Year

Rediff.com23 Jan 2024

The bulk of an investor's portfolio should be in shorter-duration funds of up to one year portfolio duration.

Financial advisors shun MFs

Financial advisors shun MFs

Rediff.com3 Mar 2010

Though it has been more than six months since the ban on entry load on mutual funds (MFs) came into force, independent financial advisors (IFAs) are still shying away from selling MFs.

Tax code bill to retain most draft proposals

Tax code bill to retain most draft proposals

Rediff.com9 Aug 2010

But contentious areas like special economic zones, capital gains and Ulips may see changes

Don't know how to save?

Don't know how to save?

Rediff.com22 Mar 2006

Going beyond 80C to invest efficiently

Going beyond 80C to invest efficiently

Rediff.com23 Aug 2007

The choice of income tax saving instruments is important, but now you have to identify tax efficient investment options

EPFO mulls reinvesting 50% of ETF redemption proceeds in equity market

EPFO mulls reinvesting 50% of ETF redemption proceeds in equity market

Rediff.com9 Feb 2024

In a bid to enhance its equity exposure and earn higher returns for its nearly 65 million subscribers, the Employees' Provident Fund Organisation (EPFO) is considering reinvesting 50 per cent of its exchange-traded funds (ETFs) redemption proceeds back into equity. Sources close to the development said a proposal regarding this was discussed in the investment committee (IC) meeting in October last year, and the recommendation has been sent to the Central Board of Trustees (CBT), the apex decision-making body of the EPFO for its approval. The next CBT meeting is scheduled to be held on Saturday.

Tax-planning tips for 2007-08

Tax-planning tips for 2007-08

Rediff.com27 Apr 2007

Missed out on planning your taxes systematically in the last financial year? No problem. Benefit by planning your taxes this year.

Bear markets? Ulips are still a good bet

Bear markets? Ulips are still a good bet

Rediff.com13 Aug 2008

Falling markets have not spared Ulips, but their long-term mandate still keeps them worthwhile

How GST will impact your insurance premium

How GST will impact your insurance premium

Rediff.com29 Jun 2017

It's an undeniable fact that after enactment of GST, buying insurance will become a little expensive impacting your term plans, health plans and motor insurance plans the most. But you should not ignore the importance of insuring your life, health, vehicle, says Harjot Singh Narula

5 major insurance mistakes you must avoid

5 major insurance mistakes you must avoid

Rediff.com15 Dec 2016

It is important to know the right details about your insurance policies while avoiding these mistakes, says Harjot Singh Narula.

Secure your child's financial future this Children's Day

Secure your child's financial future this Children's Day

Rediff.com14 Nov 2016

Shikha Verma explains how child insurance plans can help you achieve your child's financial dreams.

FAQs: All about investing in fixed deposits

FAQs: All about investing in fixed deposits

Rediff.com21 Aug 2009

Here's what you always wanted to know about investing your money in bank fixed deposits.

A guide to new rules on ULIPs

A guide to new rules on ULIPs

Rediff.com10 Aug 2009

The introduction of the new guidelines for expenses on unit linked insurance plans (ULIP) will mean that investors will benefit from the lower cost.

The perfect job for savvy number crunchers

The perfect job for savvy number crunchers

Rediff.com19 Nov 2007

If you have a knack for number crunching, financial planning is the right job for you.

Investment ideas for 2009

Investment ideas for 2009

Rediff.com31 Dec 2008

Where should you invest your money in the New Year? Financial planning expert Vetapalem Sridhar has some answers.

Markets surge on Asian cues

Markets surge on Asian cues

Rediff.com21 Jun 2010

The Nifty ended at 5,353 - up 91 points after touching a high of 5,367. Towards the end of the day, some stocks fell in the red. HDFC Bank, Bharti Airtel and Hero Honda ended with marginall losses at Rs 1,985, Rs 265 and Rs 2,021, respectively.

How to build a good mutual fund portfolio

How to build a good mutual fund portfolio

Rediff.com22 Feb 2008

Financial planning expert Vetapalem Sridhar gives tips on how to build a good mutual fund portfolio for the long-term.

Case study: Mis-selling of ULIPs

Case study: Mis-selling of ULIPs

Rediff.com30 Aug 2007

We have seen several cases of ULIPs (unit-linked insurance plans) being sold to the most improbable of investors